Sunday, January 18, 2009
An Update from Chrissy!
Hello family and friends, it has been a long time since my last update on wedding plans! Things are progressing well and we are down to 4 months. A.J. and I have been distracted with a possible house and Lord willing the upcoming inspection will go well. I was able to walk through the house this past weekend! It is very cute and it is an exciting time for us. Please pray for A.J.and I as we continue to finish the planning of our wedding and the Lord's leading concerning the house.
Saturday, January 3, 2009
Happy New Year
Hi Family and Friends,
As we look back to the year 2008, the Lord has blessed Chrissy and I tremendously. And as we look forward in the year 2009, there is a lot for Chrissy and I to look forward to.
On June 6, 2009, Chrissy and I will become husband and wife. We are going to admit it, we are both in a countdown mode and are both getting excited to what the Lord has for us.
But as we look back in the year 2008, we are thankful for many things. We are thankful for the Lord bringing us together; for our family and friends; for our safety and health, and for our jobs. We are greatly thankful for God's love, mercy, and His faithfulness.
But now it is 2009, and there is a lot to do in next five months. The pace is going to pick up and these next five months is going to feel like five weeks. Chrissy is still putting the wedding plans together, and it is all coming into place. AJ is continuing to work on our future home and putting together the honeymoon. That is just few of the things to do.
Update on the House:
The seller did not accept our orginal bid of $105k, so Chrissy and I decided to put in another bid of $116k. Please pray that God's will be done. Chrissy and I know that God is in control and that He knows our future and what is best for us.
Please continue to keep us in prayer.
As we look back to the year 2008, the Lord has blessed Chrissy and I tremendously. And as we look forward in the year 2009, there is a lot for Chrissy and I to look forward to.
On June 6, 2009, Chrissy and I will become husband and wife. We are going to admit it, we are both in a countdown mode and are both getting excited to what the Lord has for us.
But as we look back in the year 2008, we are thankful for many things. We are thankful for the Lord bringing us together; for our family and friends; for our safety and health, and for our jobs. We are greatly thankful for God's love, mercy, and His faithfulness.
But now it is 2009, and there is a lot to do in next five months. The pace is going to pick up and these next five months is going to feel like five weeks. Chrissy is still putting the wedding plans together, and it is all coming into place. AJ is continuing to work on our future home and putting together the honeymoon. That is just few of the things to do.
Update on the House:
The seller did not accept our orginal bid of $105k, so Chrissy and I decided to put in another bid of $116k. Please pray that God's will be done. Chrissy and I know that God is in control and that He knows our future and what is best for us.
Please continue to keep us in prayer.
Friday, December 19, 2008
Prayer Request
Dear Friends,
A lot has changed since we provided everyone with an update.
Since the U.S. economy (and the world economy) continues to deteriorate at a significant rate, the housing market has a correlation with it; we should expect the same result in the decline. But with that being said, this has given Chrissy and I the opportunity to put an offer on a house that would otherwise not happen before this downturn came to fruition.
God has moved already in some areas. Recently, the Federal Reserve reduced the federal funds rate between 0.00% to 0.25% basis points (to the American banks it is free money), but to us consumers it is a great time to refinance or purchase a house. At the beginning of the week, we were offered a 6.00%, but when the Fed reduced the rate on Tuesday, this reduced our rate to 5.75%. In essence, we will be saving $40.00 to $45.00 in monthly payments because of the Fed’s action. God has been good already!
Now we are asking a miracle, and we are asking our family and friends to pray with us. We put in a contract to purchase this property for $105,000.00, and the bank had it on the market for $119k +. We decided to start here, because we felt that 1.) the housing market is going to continue to decline at a significant rate (estimates for the Richmond area has it by 14.8% in the year 2009); 2.) the banks need capital and they would want to get this off their books; 3.) and most importantly, that God can provide a miracle on getting a deal done like this.
The agent suggested that I should offer $119,000.00 for the home, because the bank has already reduced the amount by $10,000.00. I already knew in my mind that the agent would think that I am crazy if I would offer $105,000.00 for it, and when I told the agent, she was rather taken back by it, and said that the bank will decline it straight up. I advised the agent that there is a reason for this course of action, and the reason is that there is nothing impossible with God.
Please pray that God will show himself strong and that His will, will be done!
We will post the pictures soon for everyone to see.
Remember, God is good!
A lot has changed since we provided everyone with an update.
Since the U.S. economy (and the world economy) continues to deteriorate at a significant rate, the housing market has a correlation with it; we should expect the same result in the decline. But with that being said, this has given Chrissy and I the opportunity to put an offer on a house that would otherwise not happen before this downturn came to fruition.
God has moved already in some areas. Recently, the Federal Reserve reduced the federal funds rate between 0.00% to 0.25% basis points (to the American banks it is free money), but to us consumers it is a great time to refinance or purchase a house. At the beginning of the week, we were offered a 6.00%, but when the Fed reduced the rate on Tuesday, this reduced our rate to 5.75%. In essence, we will be saving $40.00 to $45.00 in monthly payments because of the Fed’s action. God has been good already!
Now we are asking a miracle, and we are asking our family and friends to pray with us. We put in a contract to purchase this property for $105,000.00, and the bank had it on the market for $119k +. We decided to start here, because we felt that 1.) the housing market is going to continue to decline at a significant rate (estimates for the Richmond area has it by 14.8% in the year 2009); 2.) the banks need capital and they would want to get this off their books; 3.) and most importantly, that God can provide a miracle on getting a deal done like this.
The agent suggested that I should offer $119,000.00 for the home, because the bank has already reduced the amount by $10,000.00. I already knew in my mind that the agent would think that I am crazy if I would offer $105,000.00 for it, and when I told the agent, she was rather taken back by it, and said that the bank will decline it straight up. I advised the agent that there is a reason for this course of action, and the reason is that there is nothing impossible with God.
Please pray that God will show himself strong and that His will, will be done!
We will post the pictures soon for everyone to see.
Remember, God is good!
Saturday, November 15, 2008
Update from AJ
Wow!
It has been a long while since we last updated our blog. Things are rapidly coming together. Colors for the dresses and tuxedo's have been picked out. The time for the wedding has been set, and our wedding party has been put together (we will announce our party soon).
We are still waiting for the Lord's direction if we should buy a house or hold off and rent for a while. A couple of month's ago a friend and I went to look at some apartments that Chrissy and I can rent from. I have it narrowed it down to about three places, but we are going to hold off until Chrissy has a chance to look at them in January.
Chrissy and I have bought our first kitchen table, and mom has allowed us to choose appliances from her awards that she receives from work. It was such a blessing, because the stuff we bought was priced around $1000.00.
It has been busy for the both of us. Chrissy has been working on the wedding, and I am still working on our honeymoon and places to live. We met with Pastor Jones(Chrissy's Pastor) a few weeks ago, to discuss our wedding day and counseling. My Pastor is going to take some time to sit with Chrissy and I for about a hour to talk (since he will be our Pastor once Chrissy moves down).
We are both getting excited for our special day. Please pray with us that June 6, 2009 will be a day that points to Christ and that Christ will be glorified. Chrissy and I will be writing a post together in a couple of weeks, and we will share our thoughts together to all of our family and friends.
It has been a long while since we last updated our blog. Things are rapidly coming together. Colors for the dresses and tuxedo's have been picked out. The time for the wedding has been set, and our wedding party has been put together (we will announce our party soon).
We are still waiting for the Lord's direction if we should buy a house or hold off and rent for a while. A couple of month's ago a friend and I went to look at some apartments that Chrissy and I can rent from. I have it narrowed it down to about three places, but we are going to hold off until Chrissy has a chance to look at them in January.
Chrissy and I have bought our first kitchen table, and mom has allowed us to choose appliances from her awards that she receives from work. It was such a blessing, because the stuff we bought was priced around $1000.00.
It has been busy for the both of us. Chrissy has been working on the wedding, and I am still working on our honeymoon and places to live. We met with Pastor Jones(Chrissy's Pastor) a few weeks ago, to discuss our wedding day and counseling. My Pastor is going to take some time to sit with Chrissy and I for about a hour to talk (since he will be our Pastor once Chrissy moves down).
We are both getting excited for our special day. Please pray with us that June 6, 2009 will be a day that points to Christ and that Christ will be glorified. Chrissy and I will be writing a post together in a couple of weeks, and we will share our thoughts together to all of our family and friends.
Friday, September 5, 2008
A Busy Labor Day Weekend!
Hello family and friends,
A.J. and I were able to spend Labor-day weekend together. I was able to meet A.J.'s fathers side of the family, who live here in Ct. . A.J's Aunt made a delicious breakfast!It was a nice time and I enjoyed meeting them very much.
Despite the fact that A.J. came into Ct. so late the night before and even though he was exhausted we were still able to do some things together for the wedding and which included finalizing the tuxes for the groomsmen. Although we were in the shop for a while the process of choosing the tuxes for the groomsmen are much easier then picking out dresses for the bridesmaids. During that time together I was able to show A.J. the reception site for the first time and we also managed to do some less complicated things for the wedding as well.Sunday was another busy day, but was able to have lunch with my parents after church. During that afternoon we worked on our engagement announcement for the paper ( we will keep everyone posted when it will be in the paper) Monday came to quick and our weekend together came to an end. My parents were able to meet A.J's sister (she also came for the weekend and was able to spend that time with family.). We all met for breakfast before they made the long trip back to Virgina. Things are coming together and this past weekend was very beneficial. Can you believe that we have been engaged for almost two months!!!! It is going by so quickly and we will continue to keep everyone posted!
A.J. and I were able to spend Labor-day weekend together. I was able to meet A.J.'s fathers side of the family, who live here in Ct. . A.J's Aunt made a delicious breakfast!It was a nice time and I enjoyed meeting them very much.
Despite the fact that A.J. came into Ct. so late the night before and even though he was exhausted we were still able to do some things together for the wedding and which included finalizing the tuxes for the groomsmen. Although we were in the shop for a while the process of choosing the tuxes for the groomsmen are much easier then picking out dresses for the bridesmaids. During that time together I was able to show A.J. the reception site for the first time and we also managed to do some less complicated things for the wedding as well.Sunday was another busy day, but was able to have lunch with my parents after church. During that afternoon we worked on our engagement announcement for the paper ( we will keep everyone posted when it will be in the paper) Monday came to quick and our weekend together came to an end. My parents were able to meet A.J's sister (she also came for the weekend and was able to spend that time with family.). We all met for breakfast before they made the long trip back to Virgina. Things are coming together and this past weekend was very beneficial. Can you believe that we have been engaged for almost two months!!!! It is going by so quickly and we will continue to keep everyone posted!
Monday, September 1, 2008
Labor Day Weekend
Hi, Heather here! A.J. and I went to Connecticut for Labor Day weekend. A.J. and Chrissy had some wedding things to take care of. On Saturday, my Aunt Carolyn made an awesome breakfast that Chrissy was able to come to and meet A.J.'s family. Monday morning, Chrissy and her family, A.J., and I got to meet for breakfast. Of course, I have pictures!!!
A.J. and Chrissy at our family's house
Krista, Chrissy, A.J., Aunt Carolyn, and Uncle Joey
Chrissy, A.J., Uncle Bobby, and Aunt Debbie
Chrissy, A.J., and Heather
Chrissy, A.J., Heather, and Uncle Bobby
Mr.and Mrs. Sienna(Chrissy's parents), Chrissy, and A.J.
Again...the guys being silly.
Mr. and Mrs. Sienna, Chrissy, A.J., and John (Chrissy's brother)
Wednesday, August 27, 2008
Engagement Pictures
Hi! This is Heather. A.J. and Chrissy just received their engagement pictures on a cd. So, I thought that you would like to see some of them. These were taken on July 16, 2008. I hope you enjoy them!
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